Architects are exposed to many risks that can impact on their ability to operate, from damage to buildings through to contents and equipment. There are also exposures to potential claims related to a negligent act that caused injury to an employee or member of the public or even an error or omission to the work you provide. 

Royal Institute of British Architects (RIBA) has worked with Gallagher for over 20 years to provide members with Professional Indemnity insurance and Gallagher can also offer a range of products and services to help protect your business against a wide range of other risks. 

Why Risk it? 

* Promotion is available between 1 July 2018 and 30 June 2019 (inclusive). Applicable to (i) new business only; (ii) subject to qualifying for a quotation; and (iii) offer based on like for like cover. Guarantee to beat your office insurance premium by at least £5, provided you have not had any claims in the last 5 years and you can provide evidence of your 2017/2018 renewal schedule prior to inception for full terms and conditions click here [INSERT LINK]. 

**We work with a third party company called [Premium Credit Limited (‘PCL’)], which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to PCL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with PCL. If PCL agrees to provide you with credit you will receive a welcome pack including a credit agreement from PCL, which you will need to sign and return to PCL. Failure to return the credit agreement within 14 days of their letter will result in an administration charge of £10.00. Please note that PCL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to PCL. 

RIBA Financial Services Limited is an introducer appointed representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building 7th Floor, 55 Blysthwood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. WB121-2018 Exp. 02/08/2019 

Office Insurance for the Architect

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To find out more get in touch with the team today to receive a review of your insurance arrangements.

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Our products and services

We guarantee* to beat your renewal office insurance premium!

1

Advice, guidance and recommendations on the products and covers that suit your business needs.

2

Simple quotation process.

3

Guarantee to beat your renewal Office Insurance premium* 

4

Uses A-rated insurers.

5

Assigned a dedicated Account Manager throughout your policy period.


Payment options available – help spread your payment with Direct Debit provided by our partner Premium Credit Limited (PCL)**

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Public & Employers’ Liability 

Covers legal costs and damages if you are accused of causing injury to an employee or other person, or damage to their property.

Property Insurance

Covers costs for your building against damage and your contents or equipment against loss or damage.

Business Interruption

Directly related to Property insurance, Business Interruption protects your business income in the event your business suffers material damage that negatively impacts on its ability to operate.

Directors’ & Officers’

This insurance offers financial protection for directors, officers and key employees from compensation claims and associated defence costs in the event a claim is made against them.

Personal Accident & Travel

Covers you financially should you be unable to work due to injury caused by an accident. It can also be extended to cover other key members of staff within your business as well as include travel insurance.

Cyber Insurance

Insures you against losses arising from criminal cyber activity, including third-party hacking and scamming activities.

Legal Protection

Legal protection provides cover for the cost of legal advice and representation if you are faced with a claim made against your business.

Personal Accident & Travel

Covers you financially should you be unable to work due to injury caused by an accident. It can also be extended to cover other key members of staff within your business as well as include travel insurance.

Terrorism

Cover for losses resulting from an act of terrorism, including business interruption where there has been no physical damage to your premises.